Lakhpati Bitiya Yojana 2026 – On 19 February 2026, the Government of Delhi, under the leadership of Chief Minister Rekha Gupta, announced a new initiative aimed at strengthening financial security and educational continuity for girls from economically weaker families.
The scheme will officially roll out from 1 April 2026, and it’s being positioned not just as financial aid, but as a structured, milestone-based investment in a girl child’s future.
If you ate a parent in Delhi wondering whether this scheme could support your daughter’s education, here’s a clear, practical breakdown for you.
Lakhpati Bitiya Yojana 2026
Lakhpati Bitiya Yojana is a phased financial assistance scheme for girls born in Delhi. Instead of giving a lump sum, the government deposits money at different stages of your daughter’s education. By the time she turns 21 or completes her graduation/diploma, the total amount (with interest) is expected to grow to over ₹1 lakh.
This scheme replaces the older Ladli Scheme, which started in 2008 but faced implementation gaps. The new version promises systematic deposits and full digital tracking to ensure eligible families receive benefits without delays.
Lakhpati Bitiya Yojana 2026 Details
| Feature | Details |
|---|---|
| Scheme Name | Lakhpati Bitiya Yojana |
| Launch Date | 19 February 2026 |
| Implementation Start | 1 April 2026 |
| Target Group | Girls born in Delhi |
| Financial Support | ₹56,000 phased deposits |
| Expected Maturity | Over ₹1 lakh with interest |
| Disbursement Method | Aadhaar-linked bank account |
| Eligibility Income Cap | ₹1.20 lakh per year |
| Maximum Daughters | 2 per family |
| Application | Fully online |
| Educational Milestones | Birth to graduation/diploma |
| Backlog Clearing | Pending Ladli funds will be released |
Lakhpati Bitiya Yojana 2026 Eligibility Criteria
To benefit from the Lakhpati Bitiya Yojana, the following conditions must be met:
- Your daughter is born in Delhi and registered within one year of birth
- Your family has lived in Delhi for at least 3 years
- Your annual family income is ₹1.20 lakh or less
- You have a maximum of two daughters
- Your daughter is enrolled in a recognized school or higher education institution (anywhere in India)
This ensures that the Lakhpati Bitiya scheme reaches the families who truly need it and supports daughters who might otherwise face challenges completing their education. It is a small but meaningful way to level the playing field for girls from economically weaker households
How and When Payments Are Made
The scheme provides financial support at key educational and life milestones:
- ₹11,000 at birth within one year of registration.
- ₹5,000 on admission to Class 1.
- ₹5,000 each for admissions into Classes 6, 9, 10, and 12.
- ₹20,000 during or after admission into graduation or diploma programs.
- The total amount, including interest, will accumulate to approximately ₹1 lakh by maturity.
Payments are directly transferred to the girl’s Aadhaar-linked bank account. Funds are disbursed only after verification of educational milestones.
Lakhpati Bitiya Yojana vs Sukanya Samriddhi: Which Is Better?
Many parents may compare this with the Post Office Sukanya Samriddhi Yojana.
Here’s the difference:
- Sukanya Samriddhi requires you to deposit money annually.
- Lakhpati Bitiya Yojana deposits money on your behalf (if eligible).
If you qualify, you can even use both schemes together for better financial planning.
Lakhpati Bitiya Yojana 2026 Application Process at a Glance
The Lakhpati Bitiya Yojana is designed for fully online application and benefit transfer:
- You can register their eligible daughter via the official government portal once it is launched.
- The application should ideally be submitted within one year of birth or at key educational milestones.
- Aadhaar-linked details are used for secure, direct transfer of benefits.
- Required documents must be maintained to ensure verification and timely payments.
Benefits of Lakhpati Bitiya Yojana Delhi
The Lakhpati Bitiya scheme offers more than just financial support:
- Encourages continuous education from birth to graduation.
- Provides families with a structured savings plan for daughters.
- Promotes gender equity and financial inclusion in education.
- Helps reduce school and college dropout rates among girls from low-income households.
FAQs – Lakhpati Bitiya Yojana 2026
Q1. What happens if a beneficiary drops out of school?
If the girl does not complete key educational stages by the prescribed ages, the accumulated amount plus interest may be returned to the government.
Q2. Can a girl pursuing education outside Delhi still benefit?
Yes. Girls admitted to recognized programs anywhere in India are eligible for phased benefits and the final payout.
Q3. Do families need to visit government offices for registration?
No. The entire application and benefit disbursement process is digital and can be completed online.
Q4. How soon after applying will the first payment be credited?
The first deposit is typically credited within a few weeks of successful application and verification, ensuring families see the benefit quickly.
Q5. Can families apply for a second daughter if they already have one enrolled in the scheme?
Yes. A maximum of two daughters per family can benefit, and families must submit separate applications for each child.
Conclusion
If you are eligible, the Lakhpati Bitiya Yojana 2026 could become a meaningful financial cushion for your daughter’s future. It rewards education, supports low-income families, and ensures funds are transferred transparently through Aadhaar-linked accounts.
For many families in Delhi, this is notjust a government scheme, it is a long-term opportunity.
Note: Final guidelines, official portal link, and exact interest calculation will be clarified by the Delhi government before full rollout.
ALSO READ –
Akash is the founder of MCTC.in with over 4 years of experience covering government schemes, scholarships, recruitment notifications, and exam updates. He reviews official notifications and trusted sources to provide accurate and transparent information.